Friday, 22 April 2016

Perspective Of Savings

Savings Phenomenon :


It is a concept that grows naturally and gradually within people. Everybody feels the need  of savings at a certain time but eventually  many fail where few  succeed  to save something for future due to stickiness and emphasize towards their objectives.


Category of Savings: 
It can be two types . 1) Monetary Savings which can be categorized as  Direct Monetary Savings  and Indirect Monetary Savings 2) Material Savings.




1) Monetary Savings

Instances of Direct Monetary Savings

Suppose any one has a passion for Travelling and Tourism . He/She can save money directly while travelling if applies some simple means and remains sticky towards his/her objective, i.e Travelling for visiting tourist spots. 

Means-I : Avail Journey by road or by Water bodies (Bus,Train or Ship) in stead of by Air if possible.
  
Means-II : Take hygienic foods and fruits from common places  and carry  adequate dry foods  in place of having lunch or diner in  a luxury hotel.

Means-III : Avoid buying casual items from tourist spots.Because items are costly in the tourist spots in comparison with the modern  online markets. 


Means-IV : Always try to keep physical fitness while travelling because unfitness demands other vehicles and extra facilities while visiting sites which certainly claim some extra  money instantly.

Means-V : Always try to pretend to be a common person. If anyone appears to be a wealthy person  while travelling through tourist spots he/she may be the soft target of anti-socials  and may be robbed or hackled on the way.

Instances of Indirect Monetary Savings

The  Indirect savings starts from home with the awareness for proper and economical usage of  Water , Electricity, Cooking gas, Fuels etc. Everyone should  always remember the proverb "Waste not want not"

Water Savings : Not to forget closing the nob of  running water tap after using it.

Electricity Savings : Always switch-off the electrical items while leaving rooms or offices or anywhere.

Cooking Gas Savings : Not to use cooking gas  in open air to prevent its misuses or using cooking gas oven in all shorts of cooking try to use alternate ovens  such as electrical, solar ovens for possible cases.

Saving Fuel for Vehicles  : The Engine of the Vehicles should be start off state while waiting in a passenger stand or talking between the driver and other person.



2) Material Savings.

Some Instances  :

Saving of  Time : Just to follow the proverbs " Early to bed and early to rise makes a man healthy wealthy and wise" . Try to get up early in the morning and save your precious time for the  whole day.

Saving of Oxygen , Soil, Future Generation  & saving Civilization: Avoid using conventional source of energy viz fuel, coal etc.   try to use non-conventional energy such as  Solar energy , wind energy  and generate awareness for plantation of  adequate saplings before cutting a single tree.



No comments:

Post a Comment